Lease Purchase
Own The Truck.
Keep Your Options.
A lease purchase path built for experienced CDL-A OTR refrigerated drivers who want to run their own business without a down payment.
The Numbers
What The Program Advertises
$0
Down
No down payment to get started.(Pending confirmation)
NO
Credit Check
Credit is not a barrier to qualifying.(Pending confirmation)
0
Of Gross Line Haul
Percentage paid to lease-purchase drivers.(Pending confirmation)
0
Fuel Surcharge
Fuel surcharge passed through to the driver.(Pending confirmation)
0
Refrigerated Freight
Reefer freight — not hot shot.(Pending confirmation)
0
Balloon Payment
End-of-term buyout figure.(Pending confirmation)
0
Drop & Hook / No Touch
Approximate share of freight.(Pending confirmation)
Program Detail
The Lease Explained
An educational breakdown — not an earnings calculator. Harpers does not guarantee income, and no take-home figures are estimated here.
$0 Down
No down payment is advertised to get into a truck.(Pending confirmation)
No Credit Check
Credit is not advertised as a qualifying barrier.(Pending confirmation)
Walk-Away Structure
Advertised as a walk-away lease. Exact conditions confirmed by a recruiter.(Pending confirmation)
Line Haul Percentage
82% of gross line haul is the advertised figure.(Pending confirmation)
Fuel Surcharge
100% of the fuel surcharge is advertised to the driver.(Pending confirmation)
Truck Terms
Term length is published as 3–4 years in different places and is being confirmed.(Pending confirmation)
$1 Balloon Payment
Advertised end-of-term buyout.(Pending confirmation)
Maintenance Program
A maintenance program is referenced in recruiting material; exact wording pending.(Pending confirmation)
Warranty
Warranty coverage details pending confirmation.(Pending confirmation)
Customer Trailers
Access to customer trailers as part of the freight network.(Pending confirmation)
Fuel Discounts
Fuel discount program through the company network.(Pending confirmation)
Freight
100% refrigerated freight — no hot shot loads.
How It Works
Five Steps To Rolling
- 01
See If You Qualify
Class A CDL and 2+ years recent verifiable OTR experience.
- 02
Talk With a Recruiter
A Harpers recruiter walks through the program in plain English.
- 03
Review Program & Equipment
Go through the terms and the trucks that are actually available.
- 04
Get Rolling
Complete onboarding and pick up your first refrigerated load.
- 05
Work Toward Ownership
Run the term and follow the path toward owning the truck.
Important Disclosure
Lease purchase is a business arrangement, not employment income. Nothing on this page is a guarantee of earnings, revenue, settlement amounts or truck ownership. All terms, percentages, deductions and conditions are confirmed in writing with a Harpers recruiter before you sign anything.
Talk Through The Lease Program
A recruiter will walk you through the real numbers for your situation.